How to Apply for Medicare

Whether you're turning 65 or qualifying through a disability, applying for Medicare can be easy — if you know where to begin.

Some people are enrolled automatically:

• If you're already receiving Social Security or Railroad Retirement Board benefits when you turn 65
• If you have a disability and have received SSDI for at least 24 months
• If you have ALS (Lou Gehrig’s disease) — you’re enrolled as soon as disability benefits begin

Others need to apply manually, including:

• People who are turning 65 but not yet receiving Social Security benefits
• People delaying retirement or new to the U.S. work system

📝 What are you applying for?

• Part A – Hospital coverage
• Part B – Medical/outpatient coverage
• Later, you can also add Part D for prescription drugs or choose a Medicare Advantage (Part C) plan

🕒 When to apply?

• 3 months before your 65th birthday
• Includes your birthday month
• Ends 3 months after your birthday month

⏳ Applying late could result in penalties or delayed coverage.

💻 How to apply:

• ✅ Apply online (fastest & recommended): Apply for Medicare at SSA.gov
• ✅ By phone: 📞 Call Social Security: 1-800-772-1213
• ✅ In person: Find your local Social Security office

📋 What you’ll need:

• Your Social Security number
• Proof of age (e.g., birth certificate)
• Work history or W-2 forms (if applicable)
• Health insurance details (if you currently have other coverage)

📊 Not sure if you're eligible?
Check your Medicare eligibility and premium costs

Need help or have questions?
Just tap 💬 Contact or 📅 Book an Appointment and we’ll help you apply, step by step.

This app is for educational purposes only and is not affiliated with the U.S. government or CMS.