Understanding the Parts of Medicare

Medicare is divided into four parts: A, B, C, and D. Each part covers different types of healthcare services.

🏥 Part A – Hospital Insurance
Helps pay for:

• Inpatient hospital stays
• Skilled nursing facility care
• Hospice care
• Some home health services

Most people get Part A premium-free if they worked and paid Medicare taxes for at least 10 years.

👨‍⚕️ Part B – Medical Insurance
Covers:

• Doctor visits and outpatient services
• Preventive care (like screenings and vaccines)
• Medical equipment (like walkers or oxygen)

Part B usually has a monthly premium. In 2025, the standard premium is $185, but it may be higher based on income.

💊 Part D – Prescription Drug Coverage
Covers prescription medications through private insurance plans.
Each plan has its own list of covered drugs (called a formulary). Costs vary.

🔗 Learn more about Medicare Part D

💳 Part C – Medicare Advantage
A private insurance alternative to Original Medicare. Most plans include:

• Part A and Part B coverage
• Usually Part D (prescription drugs)
• Extra benefits like dental, vision, hearing, or gym memberships

To enroll in Part C, you must have both Parts A and B.

🔗 Compare Medicare Advantage Plans

Need help choosing the right parts?
Just tap 💬 Contact or 📅 Book an Appointment for guidance.

This app is for educational purposes only and is not affiliated with the U.S. government or CMS.