What Medicare Doesn’t Cover

Medicare helps millions of people pay for essential health services, but there are important things it does not cover. Knowing these gaps can help you plan ahead and avoid unexpected costs.

Here are some of the most common things Medicare does NOT cover:

• Dental care: cleanings, fillings, dentures, implants
• Vision care: eye exams, glasses, contact lenses
• Hearing care: exams for hearing aids and the devices themselves
• Prescription drugs: unless you have a Part D or Medicare Advantage plan with drug coverage
• Long-term care: nursing homes or assisted living
• Cosmetic surgery
• Routine foot care: like corns or calluses unless medically necessary
• Medical care outside the U.S.

How to get coverage for what’s missing:

• Choose a Medicare Advantage plan with added benefits
• Add a Part D plan for prescription drug coverage
• Buy a Medigap plan to help with out-of-pocket costs
• Or use separate dental, vision, or travel insurance

Need to confirm something specific?
🔗 Medicare Coverage Tool – Medicare.gov

Have questions about what’s covered?
Tap “Contact Us” or “Virtual Appointment” in the app to connect with a licensed Medicare expert.

This app is for educational purposes only and is not affiliated with the U.S. government or CMS.